Lead Apache website owned and operated by JERA Marketing Solutions, LLC, is an online source for insurance agents, brokers and agencies to purchase insurance leads. It is important for you to know and understand how our website(s) and social media platforms may collect and use your information and the steps we take to protect your privacy. Please read this carefully and note that this Privacy Policy only applies to our website(s) and social media platforms.

Consent

By using or accessing this website, you are agreeing to abide by this site’s privacy policy, terms of use, and disclaimer. If you choose to share your personally-identifiable information with this site, you are giving consent to the collection and use of your information by our site development team. You further acknowledge that you agree to be contacted by JERA Marketing Insurance Solutions, LLC and it’s affiliates.

 

Governing Law

This policy and the use of this Site are governed by the laws of the state of Florida. If a dispute arises under this Policy we agree to first try to resolve it with the help of a mutually agreed-upon mediator in the city and county in which we are primarily located. Any costs and fees other than attorney fees associated with the mediation will be shared equally by each of us. If it proves impossible to arrive at a mutually satisfactory solution through mediation, we agree to submit the dispute to binding arbitration in the city and county in which we are primarily located, under the rules of the American Arbitration Association. Judgment upon the award rendered by the arbitration may be entered in any court with jurisdiction to do so. This statement and the policies outlined herein are not intended to and do not create any contractual or other legal rights in or on behalf of any party.

Commitment to Children’s Privacy

Protecting children’s privacy is especially important to us. It is our policy to comply with the Children’s Online Privacy Protection Act of 1998 and all other applicable laws. Therefore we restrict our Web site to persons eighteen years or older. YOU MUST BE EIGHTEEN (18) YEARS OR OLDER TO ACCESS THIS WEB SITE. IF YOU ARE UNDER EIGHTEEN YEARS OF AGE, YOU ARE NOT PERMITTED TO ACCESS THIS WEB SITE FOR ANY REASON. DUE TO THE AGE RESTRICTIONS FOR USE OF THIS WEB SITE, NO INFORMATION OBTAINED BY THIS WEB SITE, FALLS WITHIN THE CHILD ONLINE PRIVACY ACT (COPA) AND IS NOT MONITORED AS DOING SO.

Your California Privacy Rights(CCPA)

If you are a resident of California, in addition to the rights set forth in this Privacy Policy, you have the right to request information from us regarding the manner in which we share certain categories of personal information with third parties for their direct marketing purposes. California law gives you the right to send us a request at a designated address to receive the following information: the categories of information we disclosed to third parties for their direct marketing purposes during the preceding calendar year; the names and addresses of the third parties that received that information; and if the nature of the third party’s business cannot be determined from their name, examples of the products or services marketed. We may provide this information in a standardized format that is not specific to you. The designated e-mail address for these requests is info@medicarenationwide.com. Please note that we are only required to respond to one request per customer each year, and we are not required to respond to requests made by means other than through this e-mail address or mailing address. Please also be aware that not all information sharing is covered by the California requirements and only information on covered sharing will be included in our response.

Commitment to Data Security: Services and Web sites we sponsor have security measures in place to protect the loss, misuse, and alteration of the information under our control. While we make every effort to ensure the integrity and security of our network and systems, we cannot guarantee that our security measures will prevent third-party “hackers” from illegally obtaining this information.

Information Collected

We use this website to collect personally-identifiable information. When you use our service, you are authorizing the sharing of your inquiry and your personal information with insurance agencies, broker/agents. The personal information we collect may include, but is not limited to:

• Name
• Age
• Sex
• Address
• Email address
• Phone number
• Health information
• These technologies help companies measure the effectiveness of ads, content, user experience and other marketing activities.

How Information Is Collected

We only collect your personally-identifiable information when you choose to share it with us. We will not collect any personally-identifiable information without your consent. The information you choose to share with us may be collected through this website, another website in our network, any social media platform including Facebook, Instagram, LinkedIn, or collected over the phone by a licensed insurance agent.

Cookies and other technologies, such as web beacons or tags, may be sent to visitors of this website. “Cookies” are text-only pieces of information that a website transfers to an individual’s hard drive or other web site-browsing equipment for record-keeping purposes. Cookies allow the website to remember important information that will make your use of the site more convenient. A cookie will typically contain the name of the domain from which the cookie has come, the “lifetime” of the cookie, and a randomly generated, unique number or other value. A “beacon,” “tag,” or “tracking pixel,” is a one pixel by one pixel image placed on a web asset or email. When your browser connects to a web page and the web page contains a web beacon image, your browser makes a request to the web server to download that image — and with this request, the server logs certain details like your IP address, the date and time, and more.

With cookies, web beacons and other technologies, the information collected and used is always anonymous and does not enable any third-party to identify you individually.

How Information Is Used & Opting-Out

The use of cookies and other technologies are used to measure the effectiveness of advertising, analyze a user’s online experience, and determine the content and ads displayed to you based on your interests displayed on both our site, as well as third-party sites you may visit. To support this interest-based advertising solution, we, and companies we have contracted with, may use this anonymous information about your visits to improve and customize your experience.

Although it is our hope that you find this service valuable, if you would prefer not to participate, you can opt-out of this activity at any time by following the browser-specific instructions at the following link: https://www.usa.gov/optout-instructions.

Uses of Personal Information
The information we collect is used to:

• Fulfill the purpose for which the information was provided by the Consumer.
• Perform the activities described to you when collecting your personal information or as set forth in the CCPA.
• Provide the Consumer with information, products, or services that have been requested.
• Perform internal and external marketing.
• Carry out obligations and enforce contractual rights.
• Improve the services provided through the Site, such as through testing, research, analysis, and development.
• Respond to requests from law enforcement and government organizations as required by law, court order, or government regulation.
• Evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, sale, or other transfer of some or all of our assets whether on an ongoing basis or as part of a discrete transaction in which collected personal information is among the assets transferred.

Additional categories of Personal Information will not be collected or used for materially different purposes without first providing the Consumer with notice.

Sharing and Sale of Personal Information

We may sell or disclose Personal Information provided to us by Consumers for a business purpose.

Consumers’ Personal Information is sold or disclosed for business purposes to the following categories of third-parties:

• Privacy and compliance service providers.
• Insurance companies.
• Insurance carriers.
• Mortgage companies.
• Marketing companies.
• Brokers/Agents.
• Call centers.
• Lead buyers.
• Lead generators.
• Advertising agencies.

Consumer’s Rights

Consumers have several rights under the CCPA. These include:

• The right to know what categories and specific pieces of Personal Information are collected, disclosed for a business purpose, or sold by requesting this information from us.
• The right to request deletion of Personal Information collected or maintained by us.
• The right to opt-out of the sale of Personal Information.
• The right not to receive discriminatory treatment by us for choosing to exercise privacy rights under the CCPA.
• The right to designate an authorized agent for making requests under the CCPA on the Consumer’s behalf.
• Even after fulfilling a request for deletion, we are required to maintain records for statutory compliance.

Once we have received a request, we work with Consumers to verify the request. As part of the verification process, we may ask a Consumer to provide their first and last name, phone number, email, and/or address.

By using this Site, you signify your acceptance of our Privacy Policy. If you do not agree to this policy, please do not use our Site. We reserve the right, at our discretion, to change, modify, add, or remove portions from this policy at any time so visitors are encouraged to review this policy from time to time. Your continued use of our Site following the posting of changes to these terms means you accept these changes.

CAN-SPAM Compliance

We are committed to be compliant with all Federal regulations, including the Federal CAN-SPAM Act of 2003. We only send emails to those of our visitors who have “opted in” to receive these communications. Individuals “opt in” to our email communications by voluntarily providing us with their email address and submitting a form that acknowledges their agreement with our Terms of Use and Privacy Policy.

If you no longer wish to receive further communications from us, you may “opt-out” at any time and we will remove you from our mailing list within 10 days. You may opt-out of receiving emails by following the “Unsubscribe” link at the bottom of our emails, or by contacting us via the information below.